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BLET Short Term DisabilityReturn to Main Page

The BLET Short Term Disability Part B Plan Open Enrollment for 2018 will be announced shortly

If you currently do not participate in Part B coverage (also described below), you may elect coverage during the next open enrollment period. If you currently participate and wish to opt out of Part B coverage, you also may do so during the next open enrollment period or at any other time with proper notice to BLET (see information following below).

Part A Plan – NON-OCCUPATIONAL DISABILITIES.

Benefits and coverage are as follows:

  • Your eligibility is based on the payment of the premium being submitted by the railroad on a monthly basis to the BLET Trust. The railroad carrier pays the premium each month for Part A based on the eligibility.
  • Part A benefits are $375 per week for non-occupational disabilities, with a maximum of 52 weeks of benefits.
  • There is a 14-day waiting period before benefits are paid.
  • Part A benefits are taxable as ordinary income - you will receive a W-2 from MetLife
  • There is no Accidental Death or Dismemberment provision in this plan.

Part B Plan – OCCUPATIONAL DISABILITIES.

Part B is voluntary. Participation in this additional occupational coverage is not required.

Benefits and coverage are as follows:

  • Part B benefits are $375 per week for occupational disabilities, with a maximum of 52 weeks of benefits.
  • There is a 14-day waiting period before benefits are paid.
  • Part B premium will be paid by means of an automatic monthly direct debit withdrawal authorization arranged with your banking/financial institution. The Part B premium is $20.00 per month.
  • Part B benefits are not subject to repayment upon receipt of a FELA settlement or any other personal injury settlement.
  • Part B benefits are not considered taxable as ordinary income.
  • There is no Accidental Death or Dismemberment provision in this plan.
  • Effective January 1, 2017 if a member loses eligibility for Part A (non-occupational disabilities), enrollment in Part B will no longer insure a member for Part A coverage.

IMPORTANT:
Be aware that your initial eligibility for Part B remains dependent on your eligibility for Part A. In order to be eligible for Part A, you must have seven (7) starts in a month with one (1) start as an engineer in the month prior to enrolling for coverage.

ADDITIONAL INFORMATION, QUESTIONS and FORMS TO OPT-OUT OF PART B.

All questions regarding BLET Short Term Disability and forms to opt-out should be directed to Cornerstone Benefits Management at 224.848.4941 or via email at blet-stdclaim@uniondisability.com.

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