1370 Ontario St. - Mezzanine, Cleveland, Ohio 44113 • (216) 241-2630 / Fax: (216) 241-6516

News and Issues
User Info

Life and accidental death and dismemberment insurance benefits under BLET National Agreement

CLEVELAND, August 27 — Active and retired railroad employees covered under The Railroad Employees’ National Health and Welfare Plan may be eligible for Life and Accidental Death and Dismemberment (AD&D) benefits from MetLife.

For eligible active employees covered by the above policy, the death benefit is $20,000, and there may be an additional AD&D benefit that could pay up to $16,000, should circumstances permit. For eligible retired employees, the death benefit is $2,000.

Most employees filled out a designated beneficiary form when they began work for a participating railroad and MetLife urges employees and retirees to keep this form with their other important papers.

If you need to update your beneficiary form, or if there is doubt as to whom you designated, it is recommended that you complete a new form and send it to MetLife. A beneficiary form, as well as a copy of the full summary plan description book, can be found at www.yourtracktohealth.com.

Select “Life” in the gray box at the bottom of the page, then select “Railroad National Plan.” You can also obtain information about this benefit by calling MetLife at (800) 310-7770.

This is a very important benefit for all eligible active and retired railroad employees covered under the national health and welfare plans, although many employees, especially retired employees, may not be fully aware of it.

BLET members are asked to post this notice at appropriate work locations on their property and remind all retirees with whom you may come in contact that they should contact MetLife to inquire about their eligibility for the $2,000 death benefit.

Widowed spouses and children may also be due life insurance benefits if the deceased spouse or parent was eligible for the insurance, but the family members were unaware of the coverage.

The insurance policies were originally issued by Travelers Insurance Company, but MetLife began administering the program in 1995.

To file a claim, a potential beneficiary must be able to provide the name, birth date, Social Security number and death certificate of the worker, as well as the name of the railroad company for whom the deceased worked.

If you should have any questions regarding this benefit or your possible eligibility for same, then please contact MetLife at (800) 310-7770.

Wednesday, August 27, 2014

Like us on Facebook at

Sign up for BLET News Flash Alerts

© 1997-2015 Brotherhood of Locomotive Engineers and Trainmen


Decertification Helpline
(216) 694-0240

National Negotiations

Sign up for BLET
News Flash Alerts


Teamster Nation: Get the latest updates in the War on Workers
Seven injured in Vermont Amtrak derailment; Crew member airlifted to hospital
Vermont route where Amtrak train derailed exempt from PTC mandate
Hoffa: Tenuous TPP agreement ignores everyday Americans
Floods disrupting freight rail service in South Carolina
California high-speed rail agency to discuss private investment plans
Co-pilot lands plan safely after pilot dies in cockpit on Phoenix-Boston flight
President Obama withdraws nomination of ex-MBTA head to NTSB
U.S. oil train flux means no retrofit bonanza for tank car makers
KCS launches new customer-driven website

More Headlines